ESPANIA ESTATE ESPANIA ESTATE
Purchase process Purchase process

ESPANIA ESTATE Purchase process

Your secure purchase of properties in Spain

Welcome to the property buying process in Spain with our experienced team of real estate agents. With practical knowledge, proven expertise, and extensive experience in the housing market, we are ready to assist you at every step. Our professional team provides support in assessing the sale price before purchase, a key element for successful negotiations, ensuring you pay a fair price for your new home. Trust us to wisely guide you through this important stage of the buying process.

Step by step throughout the entire process

To purchase a property in Spain, there are several key steps:

01

Down Payment

If you do not own property in Spain, you need a 40–50% down payment. The rest can be financed through an attractive loan from a Spanish bank, currently one of the cheapest in Europe.

Purchase process
02

Residence Owners

If you own a residence in Spain, a down payment of 20-30% is required. The remaining amount can also be financed with a loan from a Spanish bank.

Purchase process
03

N.I.E. Number

To start the process, you need a N.I.E. number (the Spanish equivalent of the Polish tax ID). We will assist you in obtaining it locally, based on the power of attorney you provide.

Purchase process
04

Bank account

To facilitate the transaction, we will assist you in opening a Spanish bank account. On average, add around 13% to the property price for notary fees, taxes, and other costs. The property purchase tax must be paid in cash.

Purchase process

If you cannot or do not wish to be present when signing the contract, we can authorize our lawyers to sign the documents on your behalf. If you have any questions, we are here to assist you, ensuring a calm and secure property purchase process in Spain.

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