Welcome to the property buying process in Spain with our experienced team of real estate agents. With practical knowledge, proven expertise, and extensive experience in the housing market, we are ready to assist you at every step. Our professional team provides support in assessing the sale price before purchase, a key element for successful negotiations, ensuring you pay a fair price for your new home. Trust us to wisely guide you through this important stage of the buying process.
To purchase a property in Spain, there are several key steps:
If you do not own property in Spain, you need a 40–50% down payment. The rest can be financed through an attractive loan from a Spanish bank, currently one of the cheapest in Europe.
If you own a residence in Spain, a down payment of 20-30% is required. The remaining amount can also be financed with a loan from a Spanish bank.
To start the process, you need a N.I.E. number (the Spanish equivalent of the Polish tax ID). We will assist you in obtaining it locally, based on the power of attorney you provide.
To facilitate the transaction, we will assist you in opening a Spanish bank account. On average, add around 13% to the property price for notary fees, taxes, and other costs. The property purchase tax must be paid in cash.